diff --git a/reclaim.py b/reclaim.py
index 2ccda44..d8f1a00 100644
--- a/reclaim.py
+++ b/reclaim.py
@@ -761,7 +761,7 @@ def verify_target(manifest, holds, canonical_roots=(), allowlist=None, opt_in=Fa
         if o.get("fortress_tar"):
             all_tars.append(o["fortress_tar"])
 
-    held = any((h == project) or (source_folder and h in source_folder) for h in holds)
+    hold = hold_entry_for(holds, project, source_folder)
 
     # INV-E: re-prove the archive's recorded exclusions are still git-COVERED. The
     # manifest carries the same `exclusion` block a log does, so recheck_exclusions
@@ -842,9 +842,13 @@ def verify_target(manifest, holds, canonical_roots=(), allowlist=None, opt_in=Fa
         verdict = DRIFTED
         reasons.append(f"live bytes ({live_bytes}) != archived bytes ({archived_bytes}) "
                        f"— same count, content changed")
-    elif held:
-        verdict = HOLD
-        reasons.append("on holds list")
+    elif hold is not None:
+        # Typed hold tiering (docs/HOLDS_POLICY.md), identical to verify(): business ->
+        # HOLD; promote-pending/superseded -> HOLD until their evidence gate, then
+        # AWAITING_APPROVAL. (Was flat string matching, which raised TypeError on a typed
+        # dict hold — routed targets now tier correctly under a JSON holds file.)
+        verdict, hreason = classify_hold(hold, source_folder, live)
+        reasons.append(hreason)
     elif opt_in and not on_allowlist(project, source_folder, allowlist):
         verdict = KEEP
         reasons.append("not on reclaim allowlist (opt-in mode) — kept")
diff --git a/tests/test_routing_reclaim.py b/tests/test_routing_reclaim.py
index ffe6998..63ffd71 100644
--- a/tests/test_routing_reclaim.py
+++ b/tests/test_routing_reclaim.py
@@ -196,5 +196,35 @@ def test_aborts_when_any_tar_missing(self):
             self.assertTrue(os.path.isdir(folder))   # NOT deleted
 
 
+class TestVerifyTargetTypedHolds(VerifyTargetBase):
+    """A routed target under a TYPED (dict) hold must tier correctly, not crash — the
+    coupling that surfaced when typed holds (PR #22) + verify_target (PR #21) both landed:
+    verify_target used to do string matching that raised TypeError on a dict hold."""
+    def test_business_dict_hold_is_HOLD(self):
+        with tempfile.TemporaryDirectory() as d:
+            _, m = build_target(d)
+            r = reclaim.verify_target(m, [{"match": "proj", "reason": "business"}])
+            self.assertEqual(r["verdict"], reclaim.HOLD)
+
+    def test_promote_pending_no_receipt_is_HOLD(self):
+        with tempfile.TemporaryDirectory() as d:
+            _, m = build_target(d)
+            r = reclaim.verify_target(
+                m, [{"match": "proj", "reason": "promote-pending", "receipt_dir": "/no"}])
+            self.assertEqual(r["verdict"], reclaim.HOLD)
+
+    def test_promote_pending_valid_receipt_awaits_approval(self):
+        with tempfile.TemporaryDirectory() as d:
+            src, m = build_target(d)   # 4 live files, future run -> otherwise SAFE
+            rd = os.path.join(d, "receipts")
+            os.makedirs(rd)
+            with open(os.path.join(rd, "r.json"), "w") as fh:
+                json.dump({"source_folder": src, "file_count": 4, "all_present": True,
+                           "verified_at": "2099-01-01T00:00:00", "tool": "test"}, fh)
+            r = reclaim.verify_target(
+                m, [{"match": "proj", "reason": "promote-pending", "receipt_dir": rd}])
+            self.assertEqual(r["verdict"], reclaim.AWAITING_APPROVAL)
+
+
 if __name__ == "__main__":
     unittest.main()